I'm looking at the BoA better Balance Rewards map for the $25/quarterly reward. I'm not interested in opened a BoA check or to save account.
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Does that still work-related if you fee something favor Netflix? I've review conflicting explanation on whether or no you have to spend a minimum amount.
Since i don't desire a BoA bank account, what wake up if you have $0 on her card (auto-pay Netflix every month) and also you get the $25 statement credit?
Edit: opened up a save account and will collection up the rewards to deposit there.
Edit 2: Not sure if anyone will ever see this edit, but... It finished up no being even close to worth the problem of handling pain in the ass bank of America.
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As you feared, if you pick to redeem the map rewards as a statement credit you'll must have more than $25 worth of transactions during that month. If friend don't, you'll finish up with a negative balance and therefore won't have actually a minimum payment on your statement, which will certainly disqualify girlfriend from receiving the complying with quarter's rewards.
I would very suggest opened a financial institution of America save account. You'll should park $300 in over there to stop the maintain fees however it would certainly net you second $5 a quarter from the card rewards, so a guaranteed 6.66% APY. And an ext importantly it would enable you come automate everything.
Op · 7y
I walk ahead and opened a to save account and got approved for the BoA card. I'm going to collection it up Netflix top top the credit transaction card, set up auto-pay, then set the rewards come deposit to the to save account. Free Netflix and complimentary money.
Thanks because that the info.
I to buy a $1 Amazon gift map (sent to myself) every month to trigger the much better Balance rewards. I've been doing this for part months.
If you gain a statement credit or payment once your account is at zero, it will certainly go negative. Or at least it has actually for mine AmEx, Chase and Discover.
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